![quicken export top level categories quicken export top level categories](https://www.quicken.com/sites/default/files/mac_transfers1.png)
It’s what I’ve always done anyway.īut to have a feature so basic as Recurring Bills blow up like this? On a Quicken release that’s been through 10 updates already? All while the folks at Intuit can’t come out with more crap features fast enough every year? Entering all transactions by hand? No biggie. I’ve never once utilized Quicken’s transaction-download features, simply because of all the horror stories (former) Quicken users told, and in my mind I just blew these problems off. I’ve spent years using Quicken, and generally defending it against detractors, but this is not acceptable. My monthly cable bill, for example, when I clicked its ENTER button in the “Bills” tab … well, not only did it not appear in my register, it disappeared entirely from the bill list, too. In addition to the cash-flow-tracking problems mentioned earlier, I’m now having Recurring Bills VANISH ALTOGETHER when I click to enter them. I’m now about one month into my foray with Quicken 2013 Deluxe (upgraded from Quicken 2010 Deluxe), and the results are …uh … less than optimal. When used for that task, YNAB is a true joy to behold.Īt some point, I’ll have to decide what I’m willing to give up: vast account-tracking abilities (Quicken), or heavenly cash-flow planning (YNAB).īecause I don’t think I can keep doing twice the work forever. It was built for budgeting supremacy …Īnd since Quicken’s “What’s Left” report - which I depended upon for budgeting purposes - is now blown to heck, I shall have to rely on YNAB for cash-flow planning. But that’s not really what it was built to do. Thus, precise net-worth tracking in YNAB 4 is a non-starter. I like to see my accounts segregated into more than two groups YNAB has only “Budget Accounts” and “Off-Budget Accounts,” whereas Quicken allows for “Banking,” “Investment,” “Property & Debt,” and “Separate” groupings.
![quicken export top level categories quicken export top level categories](https://cdn.thewirecutter.com/wp-content/media/2021/11/budgeting-app-2048px-2.jpg)
I have lots of accounts which I track in Quicken for net-worth purposes, but didn’t add to YNAB. Since I enter all transactions by hand - no bank downloads for me! - and reconcile all accounts when statements arrive, doing all our monthly money-work twice is no small task. There’s no doubt about it: Doing everything twice is a pain in the butt. And Quicken’s reporting abilities are second to none.Ĭan I get along without those things? I don’t know.īut I am going to use both programs for a while, and see how it goes. It is a fantastic piece of software.īut for tracking all sorts of accounts, from retirement to stock-trading to just plain asset-value accounts, YNAB 4 isn’t Quicken. This hasn’t changed now that YNAB 4 is out my YNAB 4 review is absolutely glowing. I always said that if I ever decided to dump Quicken, it’d be for YNAB. However, after using Quicken for so many years, the question of “Can I get along without it?” isn’t an easy one to answer.
![quicken export top level categories quicken export top level categories](https://cdn.thecollegeinvestor.com/wp-content/uploads/2021/12/college-investor-best-of-award-static.png)
(I used the clean datafile throughout the month of February, and no transactions disappeared during that time, or during my first March bill-paying session.)Īt this point, I’d reasonably say that I’m as frustrated with Quicken 2013 as I’ve ever been, with any software. The answer? It cleared up one big issue, which was having Scheduled Transactions vanish once I set them to enter into my account registers.
![quicken export top level categories quicken export top level categories](https://us.v-cdn.net/6031128/uploads/editor/5s/5h2s0r1af6kt.png)
I went so far as to start an entirely new Quicken datafile, too, to see if that cleared up any of the issues. Sure, the register and account views of Quicken are still good. Say what?Īnd though it’s been revamped, Quicken 2013’s budgeting feature is still useless: I literally cannot determine where I stand for the current month as regards “Actual” spending, as it doesn’t tally any of my income at all in its bottom-line numbers. It doesn’t count “Employer Contributions to 401k” as income, but does count them as outflows when they’re transferred to my 401k account. (As long as they’re just scheduled transactions, they show up fine). … doesn’t register certain savings transfers once they’re entered. Quicken 2013 has now gone through eleven updates, and it’s still craptastic. In short: Because, even after eleven updates, Quicken 2013 is an unmitigated disaster. Back in February, I began making myself do twice as much work when it comes to managing our money.